Your Credit Card Rights
Most of us use credit cards and most of us have, at one point or another, experienced some problem with our credit card bills. An unauthorized charge may appear on a statement, or you might get charged twice for a single purchase. You may see that you have been charged for an item that you ordered but never received or may have been overcharged. On the darker side, someone may have stolen your card or information and run up fraudulent charges.
No matter how it occurs, there is protection under federal law for consumers who experience these kinds of billing problems. The law allows you to dispute charges you believe were made in error and forces credit card companies to investigate the dispute and remove the charges they agree are incorrect. The law also prevents credit card companies from reporting derrogatory information to credit bureaus regarding the disputed account while a dispute is being investigated
To find out more about your rights or to contact a consumer lawyer for a free consultation, call 1-877-432-9212 or email Kenneth J. Riemer, Attorney at Law.
There are important and very real disclaimers attached to the information provided here, including a reminder that this site is not intended to provide state law information for any state other than Alabama and that the information provided is not intended as, and can not be a substitute for, legal advice addressing your specific situation. For more, go to legal disclaimer.
